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Auto Loans

Get where you need to go! FECU finances new and used vehicles for any member of FECU. Whether you are purchasing from a private party or going to a dealership we can provide you a preapproval and help you with all your borrowing needs.

  • Automatic payment options available
  • Finance up to 100 percent of J.D. Power retail value
  • Terms up to 72 months for new and used vehicles (An 84 month term is available depending on collateral and borrower’s credit history)
  • No pre-payment penalties 
  • 24 hour turnaround

Apply for a Loan

This information is intended to provide general information regarding available loans only. It should not be considered legal or expert tax advice regarding your specific circumstances. Consult a qualified professional with questions regarding the topics herein. © 2020 Federated Employees Credit Union

Auto Loan Rates

Model Year* 60-Month APR 72-Month APR 84-Month APR
2023 and newer 4.75% 5.25% 5.75%
2021 to 2022 5.25% 5.75% N/A
2017 to 2020 5.75% 6.25% N/A
2016 or older 6.75% 7.25% N/A

* The current Annual Percentage Rates for financing are based on the age and value of the collateral and the term of the loan. Additional terms and conditions may apply. 
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Calculators

I love the FECU due to the convenience of having the availability of using them right at my workplace. They are so friendly  and easy to work with. They offer great rates and I’ve used them for my vehicle loans a couple times. I love that they do automatic deductions right from my paycheck so I don’t even have to think about making the payment every month!

Nicole