Checking Accounts With FECU

FECU offers members a better option for day-to-day transactions, depositing your paychecks, taking out cash, making deposits and paying bills. Checking accounts can be used with checks, your debit card, and setting up online banking deposits, transfers and withdrawals. The FECU has no service fees*, no minimum balance requirement, and there is no minimum to open.

Managing your money is much easier when you separate your checking and savings account — because each serves a different purpose. Checking accounts should have the essential amount you need to cover your expenses and then put the rest in a savings account to grow over time. Savings accounts are better for storing money and earning interest.

The FECU VISA® debit card makes access to your checking account easy and convenient. Once activated you can use your new chip card to withdraw cash at the ATM, make purchases in person or online and do transactions over the phone

Checking account benefits include:

• No minimum balance requirement
• No minimum to open
• Unlimited check writing
• First box of 50 duplicate checks free
• Dividends that are compounded daily and paid monthly
• E-statements
• Free online banking
• Free mobile banking with mobile deposit capture
• Free bill pay
• Free check copies in online banking for the previous 12 months

See the current Rates and Truth in Savings Disclosures and Fee Schedule and Policies and Disclosures for additional conditions, rates, fees, and charges applicable to your deposit accounts at the Credit Union.