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Checking

Use your money when you need it. Prefer to write a traditional paper check? No problem. Rather use a debit card when you make your purchases or at an ATM? We’ve got you covered. Your money will grow with a competitive dividend rate in a Federated Employee's Credit Union checking account, too.

Features include:

  • VISA® debit card
  • Overdraft Line of Credit up to $1,000
  • No minimum balance requirement
  • No minimum to open
  • Unlimited check writing
  • Receive a box of 50 checks at no charge
  • Dividends that are compounded daily and paid monthly
  • E-statements (required with a checking account)
  • Free online banking
  • Free mobile banking with mobile deposit capture
  • Free bill pay
  • Free check copies in online banking for the previous 12 months

Free ATM transactions are available at Kwik Trips in Owatonna and Faribault, Minnesota, Hometown Federal Credit Union drive-thru ATMs, and all Co-op ATM Locator and Allpoint ATM Locator ATMs nationwide.

Note: Please visit Fee Schedule for fee information and disclosures. When the requested check re-orders is shipped the payment to BANK-A-COUNT will show on the checking account history. 

Checking Account Rates

Checking Accounts Dividend Rate APY
Checking 0.10% 0.10%

Dividends are compounded and paid monthly.