$ave-N-Grow

Teach your children the value of financial responsibility early with help from FECU. $ave-N-Grow offers many of the saving and spending options available to adults, with terms and conditions to help children learn as they save and spend responsibly. They’ll even enjoy some special benefits.

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Checking Accounts

Checking accounts are available to children 14 years and older
Joint parental ownership required until child turns 18 years old

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Term Share Certificates

Available to ages 0–17
9-month term
$100 minimum balance
New deposits can be made in $25 increments
Joint adult ownership recommended

Practical Money Skills

Free tools and resources to develop money management skills.

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Choice Savings℠

No minimum balance is required
Dividends are compound daily and paid monthly
No deposit minimums
Money is accessible for saving and spending responsibly
Account nicknames can customize the savings account
Available to ages 0–17 with joint adult ownership recommended until child turns 18 years old

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Save-N-Grow Club

Members age 0–17 receive a $ave-N-Grow Club birthday offer for a dividend increase on a new 9-month term share certificate and $10 gift card for opening the new 9-month term share certificate with a $100 minimum deposit during their birthday month
Members turning 18 years old receive an exclusive $ave-N-Grow Club graduation offers during their birthday month