Highlights

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Need to transfer funds to another financial institution? FECU offers an easy to use Account to Account or Person to Person funds transfer services called DPXPay.
  • Account to Account Transfers allow you to transfer money to and from your account at FECU to other financial institutions. These transfers are processed via the Federal Reserve’s ACH (Automated Clearing House) Network.
  • Person to Person Transfers are a great way to send and receive money to another person, from your FECU account. The person receiving the payment will be provided with instructions, via text or email message, on how to accept the payment.
How to use DPXPay:
 

1.       Log into your online banking/mobile banking account.  (Note – you must log into Online Banking  to enroll in DPXPay before utilizing it in Mobile Banking)

2.       Under the Transfer menu, select DPXPay. A pop up will state that you are being directed to the DPXPay site. Click OK

  • Click the Manage Accounts & People link from the main menu. To add a bank or credit union account, you will need to provide routing and account number information to initiate the setup process. You can also set up accounts for third party individuals by providing an email or cell phone number.

3.       To ensure that you are the owner of the bank account you set up in step 2, we will make a small trial deposit and withdrawal from each account. The withdrawal is minimal and will never be   larger than the deposit. These transactions will usually be posted within two business days. To validate your accounts, verify the trial transaction amounts and then return to the Manage Accounts & People page. Click the Activate link and enter the amount of each trial transaction. If the values match, the account will be activated.

Once your accounts are Active, you can return to the Overview screen and enter your transfer details. A standard transfer will take 3-5 business days. You can also select an Express Transfer by selecting More Options and changing the Service Type.

The costs are as follows:
Standard Transfer: Outbound: $2.00, Inbound: $0.00
Express Transfer: Outbound: $5.00, Inbound: $5.00
Person to Person: Outbound: $1.00, Inbound: $1.00
All transactions are subject to NSF Fees. A $25 fee will apply to failed transactions.

For more information on DPXPay, CLICK HERE.